Tag: 夜上海论坛SK

Douglas to announce Williston and Colchester housing grants of $400,000

first_imgGovernor Jim Douglas to announce $360,010 Community Development Block Grant to the Town of Williston and $49,795 grant to the Town of Colchester to assist in the development of affordable housing. Tuesday, March 17, 2009 4 pm. Williston Town Hall meeting room. ###last_img

Read more…

$575 million settlement reached with Wells Fargo for Hoosiers

first_imgIndianapolis, In. — Attorney General Curtis Hill has reached a $575 million settlement with Wells Fargo Bank to resolve claims that the bank violated state consumer protection laws. As part of a settlement involving all 50 states and the District of Columbia, Indiana will receive $5.2 million.Specifically, the settlement resolves claims that Wells Fargo:opened millions of unauthorized accounts and enrolled customers into online banking services without their knowledge or consent;improperly referred customers for enrollment in third-party renters and life insurance policies;improperly charged auto loan customers for force-placed and unnecessary collateral protection insurance;failed to ensure that customers received refunds of unearned premiums on certain optional auto finance products; andincorrectly charged customers for mortgage rate lock extension fees.“Such grossly unfair and deceptive trade practices as those demonstrated by Wells Fargo must never be allowed to stand,” Attorney General Hill said. “We must continue working tirelessly to hold companies accountable for engaging in blatant misconduct that harms consumers.”As part of the settlement, Wells Fargo will also create a consumer redress review program through which consumers who have not been made whole through other restitution programs already in place can seek review of their inquiry or complaint by a bank escalation team for possible relief.To date, this settlement represents the most significant engagement involving a national bank by state attorneys general acting without a federal law enforcement partner.Wells Fargo has identified more than 3.5 million accounts in which customer accounts were opened, funds were transferred, credit card applications were filed, and debit cards were issued without the customers’ knowledge or consent. The bank has also identified 528,000 online bill-pay enrollments nationwide that may have resulted from improper sales practices at the bank. In addition, Wells Fargo improperly submitted more than 6,500 renters insurance and/or simplified term life insurance policy applications and payments from customer accounts without the customers’ knowledge or consent.The states alleged that Wells Fargo imposed aggressive and unrealistic sales goals on bank employees and implemented an incentive compensation program in which employees could qualify for credit by selling certain products to customers. The states further alleged that the bank’s sales goals and the incentive compensation program created an impetus for employees to engage in improper sales practices in order to satisfy such sales goals and earn financial rewards. Those sales goals became increasingly harder to achieve over time, the states alleged, and employees who failed to meet them faced potential termination and career-hindering criticism from their supervisors.The states also alleged that Wells Fargo improperly purchased automobile insurance policies for more than 2 million auto financing customers and charged them the premiums, interest and fees for it, despite evidence that the customers’ regular insurance policy was in effect, and despite numerous customer complaints about such unnecessary placements. Wells Fargo has agreed to provide remediation of more than $385 million to approximately 850,000 auto finance customers. The remediation will include payments to over 51,000 customers whose cars were repossessed.Additionally, the states alleged that Wells Fargo failed to ensure that customers received proper refunds of unearned portions of optional Guaranteed Asset/Auto Protection (GAP) products sold as part of motor vehicle financing agreements. As a result, the bank has agreed to provide refunds totaling more than $37 million to certain auto finance customers.Finally, the states alleged that Wells Fargo improperly charged residential mortgage loan consumers for rate lock extension fees even when the delay was caused by Wells Fargo, a practice contrary to the bank’s policy. Wells Fargo has identified and contacted affected consumers and has refunded or agreed to refund more than $100 million of such fees.Wells Fargo has previously entered consent orders with federal authorities – including the Office of the Comptroller of the Currency (OCC) and the Consumer Financial Protection Bureau (CFPB) – related to its alleged conduct. Wells Fargo has committed to or already provided restitution to consumers in excess of $600 million through its agreements with the OCC and CFPB – as well as through settlement of a related consumer class-action lawsuit – and will pay more than $1 billion in civil penalties to the federal government. Additionally, under an order from the Federal Reserve, the bank is required to strengthen its corporate governance and controls, and is currently restricted from exceeding its total asset size.As part of its settlement with the states, Wells Fargo has agreed to implement within 60 days a program through which consumers who believe they were affected by the bank’s conduct, but fell outside the prior restitution programs, can contact Wells Fargo to be reviewed for potential redress. Wells Fargo will create and maintain a website for consumers to use to access the program and will provide periodic reports to the states about ongoing restitution efforts.More information on the redress review program, including Wells Fargo escalation phone numbers and the Wells Fargo dedicated website address for the program, will be available on or before February 26, 2019.The states’ agreement with Wells Fargo is attached.last_img read more

Read more…

Donegal Death Notices – Rest in Peace

first_imgDonegal death notices for today, Friday, October 6. Michael MCLAUGHLINThe death has occurred of Michael McLaughlin, Milltown Lower Hillside, Desertegney, Buncrana, Donegal Reposing at McLaughlin’s Funeral home today, Friday, 6th October, from 2pm to 4pm and 6pm to 9pm. Removal on Saturday morning, 7th October, at 10.15am for 11am Requiem Mass at The Star of The Sea Church, Desertegney, Buncrana followed by burial in the adjoining cemetery. Patrick MCGOVERNThe death has occurred of Patrick McGovern, Upper Paddock, Westport, Mayo / Dungloe, Donegal, retired Garda Siochana. Predeceased by his wife Muriel. Sadly missed by his loving sons Philip and P.J. daughters Susan and Donna, grand-children Maria, P.J., Laura, Aoife, Eoghan, Shane and Patrick John, brother Francie (Dungloe), sisters Elizabeth (Ballybofey), Ann (Ballinatra) and Mary Bridget (England), sister-in-law Doreen (Castlebar), sons-in-law Sean and Donal, nieces, nephews, relatives, neighbours and friends.Reposing in Navin’s Funeral Home on Saturday October 7th 2017 from 5.30pm – 7pm arriving St. Mary’s Church, Westport at 7.30pm. Mass on Sunday October 8th 2017 at 12 noon with burial afterwards in Aughavale Cemetery.  Dessie KELLYThe death has occurred of Dessie Kelly, Demesne, Castlefin, peacefully at The Donegal Hospice, 5th October 2017. Beloved husband of Pat, much loved father of Martin, Jacinta, Eugene and Joanne. Very deeply regretted and sadly missed by his sorrowing wife, sons, daughters, Grainne, sister Mary, nephew Patrick, grand-niece Teresa and entire family circle.Dessie’s remains will repose at his late home from 6 o’clock today, Friday 6th October. Funeral from his late home on Sunday 8th October at 10.20am for Mass at 11 o’clock in St. Mary’s Church, Castlefin. Interment afterwards in St. Mary’s Cemetery, Castlefin. Donations in lieu of flowers please to Friends of Letterkenny University Hospital or The Donegal Hospice c/o any family member. Family time please from 11pm to 11am and on the morning of the funeral. Bridget CARR (née Friel)The death has occurred of Bridget Carr (née Friel) Ballynacrick, Fanad, Donegal, peacefully at Donegal Hospice. Beloved wife of the late John, and loving mother of Martin, MaryRose (Delahunty) Denis, Sean and Seamus. Sadly missed by her son-in-law Donal, daughters-in-law Clare and Paula, grandchildren Chloe, Johanna, Stephanie, Blathnaid and Una, her brothers Hughie, John and James and sisters-in-law and all her extended family and friends.Removal from Donegal Hospice today Friday at 4.30pm going to her late residence. Funeral from there on Sunday at 2pm going to St. Patrick’s Church, Ballynacrick for requiem mass at 2.30pm with burial afterwards to Fanavolty Graveyard. Donations in lieu of flowers to the Donegal Hospice c/o Mc Ateer Undertakers or any family members.Donegal Death Notices – Rest in Peace was last modified: October 6th, 2017 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:obituarieslast_img read more

Read more…