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Garda Inspector says he hopes missing man is found safe and well

first_imgA Garda Inspector has said he hopes a missing Letterkenny man is found safe and well.Inspector Seamus McGonigle made his comments at Falcarragh District Court during the case of Matthew Lafferty.The 27-year-old has been missing since last Sunday when he was last seen on CCTV outside a hotel in Sligo. He has since made contact with his family but they are still unsure of his whereabouts.Mr Lafferty was due to be in court facing alleged in insurance charges.His solicitor Patsy Gallagher said “Matthew has been in the local media in recent days because we are not sure of his whereabouts and his family are very worried.”Judge Paul Kelly said that in the circumstances he would not issue a bench warrant. Garda Inspector says he hopes missing man is found safe and well was last modified: September 19th, 2019 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:courtdonegalMatthew Laffertymissinglast_img read more

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Di Matteo ‘to bring £35m Napoli striker to Chelsea’

first_imgChelsea boss Roberto Di Matteo will make a £35m swoop to bring Napoli striker Edinson Cavani to Stamford Bridge, according to The Sun.And it is claimed that if the deal for the Uruguay international stalls, Di Matteo could splash out £45m on his supposed second choice — Porto’s Brazilian striker Hulk.Tipped to sign a striker.Chelsea are also tipped to complete the signings of Marseille full-back Cesar Azpilicueta and Wigan’s Victor Moses.The Daily Mail say Yossi Benayoun fears he is being priced out of a move away from Chelsea, who are said to want £3m for the midfielder.Meanwhile, Rob Green’s place in the QPR side could already be under threat, according to the Daily Mirror.The goalkeeper, who joined Rangers after deciding to leave West Ham this summer, made a mistake which led to the opening goal in Saturday’s 5-0 defeat against Swansea.It is claimed that R’s boss Mark Hughes is now showing an interest in former Celtic keeper Artur Boruc.The Poland international, 32, is a free agent after quitting Fiorentina and would apparently be keen to move to the Premier League.The Mail report that Fulham look to have pipped Newcastle to the signing of FC Twente’s Brazilian defender Douglas after agreeing a £4.5m deal.This page is regularly updated. Follow West London Sport on TwitterFind us on Facebooklast_img read more

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Measuring Your Financial Health

first_imgCurrent ratio. The current ratio refers to your ability to meet short-term liabilities which include all of your debt repayments to be made in the current year. CURRENT RATIO = CASH OR CASH EQUIVALENTS/SHORT TERM LIABILITIES Asset-to-debt ratio. This ratio compares your assets to your total existing liabilities. Liabilities include home loans, car loans, credit card debt, etc. It is always desirable to possess more assets than debt. To calculate this ratio: ASSET-TO-DEBT RATIO = TOTAL ASSETS / TOTAL LIABILITIES Solvency ratio. This ratio refers to your ability to repay all existing debts using your assets in the case of an emergency. You may wish to use a net worth calculator prior to calculating this ratio. SOLVENCY RATIO = NET WORTH/TOTAL ASSETSDo not worry if these ratios seem complicated. There are numerous resources available to you that can help you to understand what each of these ratios mean. What is important is that you are aware of what you need to be considering when measuring your financial health!Being aware of your financial health will help you to meet your short-term and long-term financial goals while avoiding unreasonable amounts of debt. Financial experts recommend calculating your financial ratios on a yearly basis and making any adjustments to your spending and saving patterns that you deem necessary.Contact Jennifer at [email protected] Saving ratio. The saving ratio is perhaps the easiest to calculate and will provide you with insight as to how well your finances are managed and how likely it is that you can achieve your saving goals. SAVING RATIO = MONTHLY SURPLUS / MONTHLY INCOMEcenter_img By Kristyn Jackson, LMFT and Jennifer Hunter, Ph.D., University of Kentucky Cooperative Extension ServiceHave you ever heard someone discussing their “financial health?” Financial health refers to how well you are doing financially and is based on a number of factors. Much like you go to your family doctor for yearly check-ups, it is a good idea to perform a financial check-up from time to time.Unfortunately, many families often find it overwhelming to measure their financial health because of all of the factors included. What further complicates measuring your financial health is the fact that financial advisors and firms often recommend different ways of doing so. You can use more subjective measures of financial health such as your personal satisfaction with your financial status, the amount of financial stress you experience, and how financially independent you feel. However, you can also measure your financial health through more concrete measures.Capt. Pedro Rodriguez gives two thumbs up while running the 26.2 mile course of the Marine Corps Marathon Forward. Photo by Sgt. Bobby J. YarbroughProvided below is an overview of the various measures that a financial advisor may suggest calculating in order to measure your financial health. It is a good idea to calculate these values on a fairly regular basis, such as the beginning of a new year. If you have questions, do not be afraid to reach out to a professional advisor who can answer them.Liquidity ratio. Liquidity ratio refers to your ability to meet your necessary expenses when you are faced with an emergency such as an unexpected home repair or medical bill. It is recommended that you keep a 3 to 6 month emergency fund, meaning that an ideal ratio is between 3 and 6. To calculate this ratio: LIQUIDITY RATIO = CASH OR CASH EQUIVALENTS ON HAND / MONTHLY COMMITTED EXPENSES Debt-service ratio. This ratio refers to the percentage of your income that is designated to debt repayment and the percentage of income remaining for other mandatory household expenses and savings. Lower ratios represent better financial management. DEBT SERVICE RATIO = SHORT TERM LIABILITIES / TOTAL INCOMElast_img read more

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Magic win 6th straight, frustrate Heat in crucial East showdown

first_imgTrump tells impeachment jokes at annual turkey pardon event CONSISTENTThe Magic have used the same starting lineup in 28 straight games, going back to Jan. 23. To put that in some perspective, since Jan. 23 the Heat have used eight different starting lineups.PECULIARThe Heat are now 2-2 in jersey-retirement games. They won when retiring jerseys for Shaquille O’Neal and Tim Hardaway, but lost when hoisting one for Alonzo Mourning — also against Orlando, and also in the 74th Heat game of the season, just like Tuesday night.UP NEXTMagic: Visit Detroit on Thursday.Heat: Host Dallas on Thursday.Sports Related Videospowered by AdSparcRead Next Colombia protesters vow new strike after talks hit snag The Heat led by 17 in the first half, settling for a 51-42 lead at the break — a 35-minute halftime in real time, because of the length of the ceremony paying tribute to Bosh.Orlando clearly wasn’t deterred by the longer-than-usual intermission. The Magic controlled the third quarter, taking their first lead of the game with 5:11 left in the period on a 3-pointer by Issac. Orlando shot 57 percent in the quarter, held the Heat to 30 percent from the floor in those 12 minutes, outscored Miami by 15 points and took a 76-70 lead into the fourth.Orlando pushed the lead out to eight early in the fourth, before a 10-2 Heat run — fueled in part by a four-point play from Wade — tied the game at 82. Unbothered yet again, Orlando scored nine of the next 11 points and went up 91-84 on a 3-pointer by Vucevic with 5:56 remaining.Miami has eight games left, which would be the last eight games of Wade’s career if the playoffs are missed.“We’re in the fight,” Wade said. “We’ve got a chance.”TIP-INSMagic: This game started a four-game trip against East playoff contenders, with stops left in Detroit, Indiana and Toronto. “We’re going to have to go on the road and do it, but we have more than enough talent,” Orlando coach Steve Clifford said. … This was the 14th and final back-to-back of the season for the Magic. They were 10-4 in openers, 6-8 in second games.Heat: Wade played against Orlando for the 53rd and presumably final time. He’s faced the Magic more times in the regular season than he has any other team. … Justise Winslow turned 23 on Tuesday and sat out his sixth consecutive game with a thigh bruise. The Heat were also missing Rodney McGruder (knee). … Kelly Olynyk played 23 minutes and is now 88 shy of 1,700 for the season — and a $1 million bonus.MILESTONEWade now has 23,004 points in his career, the 30th NBA player to cross that threshold. He still has a chance of catching Elgin Baylor (23,133) for 29th on the league’s career list. Orlando Magic forward Aaron Gordon (00) drives to the basket past Miami Heat forward Kelly Olynyk (9) in the first quarter during an NBA basketball game Tuesday, March 26, 2019, in Miami.(AP Photo/Joe Skipper)MIAMI— There was no raucous celebration by the Orlando Magic.Getting to eighth place now, that’s not their goal. Being there — or higher — in two weeks is what matters, and on Tuesday night the Magic looked very much like a team poised to end a long postseason drought.ADVERTISEMENT Google Philippines names new country director MOST READ LATEST STORIES “It’s really encouraging. It’s fun,” Gordon said. “There’s an energy, there’s a buzz in the gym when we come in, and it’s just a beautiful thing.”Dion Waiters scored 26 points for Miami, which lost on the night the Heat raised Chris Bosh’s No. 1 jersey to the rafters in a halftime retirement ceremony. Dwyane Wade scored 22 points and Josh Richardson added 17 for the Heat, who are assured of a losing home record this season — they’re 17-21 with three games left in Miami.“You’re going to feel great joy from wins and you’re going to feel great pain from losses,” Heat coach Erik Spoelstra said. “That’s how you want to be measured.”Orlando dominated Miami on the backboards, outrebounding the Heat 55-39.Waiters made a 3-pointer with 14 seconds left to get Miami within three, but Augustin made a pair of foul shots to seal the win.ADVERTISEMENT Don’t miss out on the latest news and information. Bloomberg: US would benefit from more, not fewer, immigrants Panelo: Duterte ‘angry’ with SEA Games hosting hassles Nikola Vucevic scored 24 points and grabbed 16 rebounds, Jonathan Issac added 19 and the Magic extended their longest winning streak in eight years to six games by topping the Miami Heat 104-99.“This time of year is when it’s the most important,” Vucevic said. “We’re fighting for a playoff spot and to win six is really huge and it gives us a big advantage right now so we’ve got to keep it up.”FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesSPORTSSingapore latest to raise issue on SEA Games food, logisticsD.J. Augustin scored 17 points and Aaron Gordon finished with 14 points and 10 rebounds for the Magic (37-38), who won the season series with Miami 3-1 and moved past the Heat (36-38) into eighth in the Eastern Conference playoff race.Evan Fournier scored 11 points for Orlando, which hasn’t had a winning streak this long since January 2011. Wintry storm delivers US travel woes before Thanksgiving Cayetano: Senate, Drilon to be blamed for SEA Games mess Private companies step in to help SEA Games hosting PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss Kemba Walker heats up in OT as Hornets sting Spurs View commentslast_img read more

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NAVTOR to Assist with EU Autonomous Vessel Project

first_imgzoom Norway’s mapping services company NAVTOR is to spend the next three years helping the EU chart a route towards autonomous vessels as it was selected to represent the maritime industry in the ENABLE project – conceived to prove, verify and validate the safety of autonomous vehicles in Europe. The company said that it now received funding to investigate the concept of shore-based bridges, a steppingstone on the path to autonomy.ENABLE was originally proposed by the car industry, before the EU widened its scope to take in the full spectrum of transport, including ships.NAVTOR’s role in ENABLE, which runs through to October 2019, will focus on testing the validity of the software element of a remote bridge concept. This will be built upon continuous data sharing between vessels and land, with key navigation functions migrating from the crew to office-based teams.“We believe autonomous vessels will be a reality within the next 10 to 15 years,” NAVTOR e-Navigation Project Manager Bjørn Åge Hjøllo said, adding that the shore-based bridges will be “a vital part of realising that vision.”NAVTOR launched the initiative with a pre-project meeting for 16 European experts, representing some of Europe’s leading research and development institutions, in its hometown Egersund last month. Other ENABLE participants include IBM, Philips Medical Systems, Renault, Tieto and Siemens.last_img read more

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Rural Bengal is open defecationfree CM

first_imgKolkata: Chief Minister Mamata Banerjee has declared rural Bengal as Open Defecation Free (ODF) and said the target has been achieved much ahead of the schedule. She further added that the state government will now focus on solid waste management.Banerjee in a post wrote: “I am happy to share with you that rural Bengal is now open defecation free. Govt of India has confirmed our achievement which was our mission towards a cleaner and greener environment and safe living. 1.35 crore households have been covered under this Mission Nirmal Bangla programme. Our next focus would be solid waste management. My best wishes to all.” Also Read – Bengal family worships Muslim girl as Goddess Durga in Kumari PujaAccording to the information available with the Panchayats and Rural Development department, in Mission Nirmal Bangla, the department had provided toilets to 65.96 lakh households since 2013-14 taking the total to 135.35 lakh households with toilets as found during the baseline survey. All villages, Gram Panchayats, blocks and districts are now Open Defecation Free. It may be recalled that Nadia was the first district in the country to be declared ODF by Prime Minister Narendra Modi. Also Read – Bengal civic volunteer dies in road mishap on national highwaySenior officials of the Panchayats and Rural Development department said now the biggest job would be to create awareness among the rural people to ensure that they use the toilets. Some NGOs have been deployed to conduct awareness campaigns along with the P&RD department. Maintenance of the toilets will be another important issue as no money will be given if the toilets become defunct. The state government is now emphasising on solid waste management. The Urban Development and Municipal Affairs department has asked all the municipalities and civic bodies to segregate garbage at source.last_img read more

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Ashley Greene Puts The Heat On Hunger

first_imgFor most children, summer is a time of fun and excitement, but for 18 million children in communities across the country it means the end of access to the free or reduced-price meals that nourish them during the school year.For every six children receiving free or reduced-price meals through the National School Lunch and Breakfast programs, five lose access to those meals as public schools close for the summer.Feeding America, the nation’s largest hunger-relief organization, in partnership with the Los Angeles Regional Food Bank, hosted a special Put the Heat on Hunger volunteer event last week with celebrity friends Ashley Greene and Darby Stanchfield.The event was held at one of Los Angeles Regional Food Bank’s partner agencies, Para Los Niños Charter Elementary School. Los Angeles County, according to recent Feeding America Map the Meal Gap data, has 536,100 food-insecure children, more than any other county in the United States.Greene, Stanchfield and other volunteers toured the school, served lunch and distributed fresh produce to 120 children at an on-site farmer’s market. Los Angeles Regional Food Bank supplied the produce, which included apples, oranges, potatoes, tomatoes and plums.“The end of the school year is a stressful time for many families across the country, and it should not be,” said Diana Aviv, Chief Executive Officer of Feeding America. “When children lose access to school meals, their families’ grocery bills skyrocket and families are forced to make tough choices between food and other basic necessities.”Across the nation, the Feeding America network of food banks works to bridge this summer meal gap. Last year, 127 Feeding America food banks helped distribute 9.5 million meals to children at nearly 5,000 sites like the Para Los Niños Charter Elementary School.“We must ensure that our children receive adequate nutrition and support throughout the summer months,” said Aviv. “The Feeding America network feeds more children than any other hunger-relief organization in the county and we encourage everyone to partner with us to ensure all children have access to healthy meals regardless of the season.”Feeding America is teaming up with its Entertainment Council members and celebrity friends to host a series of Put the Heat on Hunger events across the country. The events are designed to raise awareness of the issue of child hunger and encourage the public to get involved.To learn more about summer hunger and how you can Put the Heat on Hunger in your community, visit FeedingAmerica.org.last_img read more

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PUNK BAND PUP IS GETTING BIGGER AND NONE OF THEM ARE TAKING

first_imgFrom left, Nestor Chumak, Stefan Babcock, Steve Sladkowski and Zach Mykula of PUP will play their biggest hometown show to date at Echo Beach on July 21. RICK MADONIK / TORONTO STAR Twitter Advertisement A stupidly catchy and thoroughly good-humoured collection of shout-along anthems about lead singer/guitarist Stefan Babcock’s running battle with depression, the album is like a big, warm hug from a close friend who’s finally lured you out of your darkened apartment after three days in bed telling you you’re not alone, you’re not the first person to be sad and you will get through this — but also that, from time to time, you need to get over yourself and think about why you’re always so miserable. Advertisement Login/Register With:center_img Advertisement LEAVE A REPLY Cancel replyLog in to leave a comment To call PUP a “relevant distraction” is, admittedly, selling the boisterous Toronto punk quartet a bit short, but it’s a nice turn of phrase nonetheless.Drummer Zack Mykula has hit upon a succinct way of summarizing the band’s growing popular appeal — PUP plays the biggest hometown show of its career at the 5,000-capacity Echo Beach on Sunday, July 21 — as it pertains to this year’s celebrated Morbid Stuff LP, in any case. Facebooklast_img read more

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Second Cup franchisees file lawsuit against coffee chain over debt ad fund

first_imgMONTREAL — A group of current and past Second Cup Ltd. franchisees has filed a lawsuit against the Canadian coffee chain.The suit filed earlier this month in the Superior Court of Quebec alleges the company misused a franchisee-funded advertising reserve and forced franchisees to acquire debt to fund equipment that failed to boost sales — among other things.None of the claims have been proven in court.The suit stems from an original claim by one Second Cup franchisee against the company that eight other franchisees later asked to join.Second Cup filed a document last week arguing the additional plaintiffs should be treated separately from the first claim as “each claim is extremely fact-specific.”The coffee chain and its lawyer declined to comment.A company spokesperson said the company does not comment on active court matters, particularly if they are at a very early stage of the proceedings. Companies in this story: (TSX:SCU)The Canadian Presslast_img read more

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Carr says he expected in April Canada was going to have to

first_imgHe threw back his head and laughed.“Pipeline politics are not straight,” Carr said as he regained his composure. “So what you may think on Monday can be completely different by Friday. And then you may get the weekend to think about it and reflect and then the following Monday is completely different.”The Trans Mountain expansion will build a new pipeline roughly parallel to the existing, 1,150-km line that carries refined and unrefined oil products from the Edmonton area to Burnaby, B.C. It will nearly triple the capacity to 890,000 barrels a day. It is the only pipeline carrying Alberta crude to the West Coast and the hope is that most of the oil will end up in tankers bound for Asia.Ottawa approved it in November 2016 and the B.C. Liberal government followed suit two months later. But four months later, the provincial Liberals were replaced by NDP Premier John Horgan, who has a coalition of sorts with the Greens, with an agreement to oppose the expansion in every way possible. OTTAWA, O.N. – Natural Resources Minister Jim Carr says he knew almost the moment he heard Kinder Morgan was pressing the pause button on the Trans Mountain pipeline expansion on April 8 that the federal government was likely going to have to buy the whole thing.Although the final decision to purchase took more than seven weeks of secret negotiations with the company _ many of which even Carr was not in on as they were handled by Finance Minister Bill Morneau and a very small team of finance officials _ Carr says when he got a phone call in his hotel room during a business trip to New York City he knew what the final outcome was likely to be.“When that phone call came, I knew that there was a reasonable chance that they would pull out and at the same time there was a possibility Canada would step in,” Carr said. Carr says he wasn’t really expecting the April announcement that Kinder Morgan was halting all non-essential spending on the project pending proof from the federal government the political risks to the project had been erased. However, he was well aware Kinder Morgan was getting “skittish” because of the B.C. government’s threats to stop the pipeline.Carr met Kinder Morgan president Ian Anderson a month earlier. Lobbying reports say Carr or his chief of staff met Anderson nine times in the previous year. In the 12 months leading up to the decision to hit pause, Anderson had 23 meetings with members of cabinet, deputy ministers, policy directors, chiefs of staff in finance, environment and natural resources, and the prime minister’s office.“We were following it very carefully and we were in continuous conversation with senior executives at Kinder Morgan, but it was not clear until that Saturday that their board had actually made a decision to establish the deadline,” said Carr.Carr, 66, is normally very measured and careful in interviews. He has been in and around politics almost all of his adult life and is skilled at delivering guarded messages.But he can occasionally be caught off guard.It happened last week when during an interview with The Canadian Press, he was asked if when he became the minister of natural resources on Nov. 4, 2015, he had any inkling that he’d eventually become the de facto owner of a pipeline.center_img Conservative party Leader Andrew Scheer believes Horgan’s election in May 2017 should have sent the Liberals into overdrive on the expansion. He says legislation to confirm federal jurisdiction should have come last summer.But Carr says federal jurisdiction was never in doubt and Horgan was never really clear what he was going to do, which meant Ottawa was at a loss about how to soothe Kinder Morgan’s nerves.“It was elusive because (B.C.) hadn’t done anything concrete,” said Carr. “They had talked about their opposition and then they began to talk about framing questions to courts, but we didn’t know which courts.”It wasn’t actually until the end of April that Horgan filed his court challenge over jurisdiction, several weeks after his threats caused Kinder Morgan to hit the brakes. By then, Carr acknowledges, the reality that Canada was going to have to buy it to build it, was already sinking in.At a parliamentary committee last week, Conservative natural resources critic Shannon Stubbs tried to get Carr to explain how buying the pipeline had changed anything and she remains unconvinced it has accomplished much.The actual sale won’t happen until later this summer after Kinder Morgan shareholders vote on the deal. For now, Kinder Morgan is still in charge. In the month since the purchase announcement, B.C. government records show the company hasn’t applied for a single new permit. It needs more than 1,100 construction permits and has applied for 756. B.C. has only approved 221, one more than was approved as of May 29.Still, Carr says he is not lying awake at night worrying about when the digging is going to start.“We expect before too long, within weeks rather than months, that there will be much more construction than there has been,” he said.(THE CANADIAN PRESS)last_img read more

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