Continuing one of our favorite weekly rituals, Joe Russo’s Almost Dead has released a new live video, the 77th entry in their, “Rad Tracks Thursday” series. This week, the band has offered up their performance of “I Know You Rider” from their Brooklyn Bowl show on March 26th of this year, the final night of a sold out three-night stand.You can stream the 10-camera, pro-shot video produced by Foggy Notions Productions below:This week, the band also offered up a free download of their weekly video. But don’t delay–the download link will expire on November 16th.You can catch Joe Russo’s Almost Dead this weekend in southern California, at House of Blues San Diego tomorrow (11/11) and Oakland’s Fox Theater on Saturday (11/12).
Passively managed pension funds with the lowest costs produced the best outperformance last year, a survey by a Dutch pension research bureau has suggested.The Pensions Rating Agency (TPRA), an independent research group, ran a cost monitor based on 213 of the approximately 235 Dutch schemes last year. The group also found that active management hadn’t resulted in a consistent outperformance.TPRA said asset management costs of the examined pension funds ranged from 0.06% at the Dutch pension fund of ExxonMobil to 1.69% at the Mars scheme.According to the research bureau, the €3.1bn Delta Lloyd Pensioenfonds – which reported costs of 0.12% – outperformed by 1.5 percentage points. The €253m scheme of PepsiCo Netherlands – with costs of 0.17 – exceeded its benchmark by 1.8 percentage points. The €1.4bn Mars Pensioenfonds, which incurred the highest recorded level of costs at 1.69%, still outperformed but only by 1.3 percentage points, TPRA said.The research group reported that the average cost of asset management had dropped two basis points to 0.55% last year.The research bureau found that pension funds had experienced only limited success in driving down their costs of pensions administration: the average cost per participant fell by just €0.13 compared to a year earlier.TPRA’s methodology involved adding costs paid by the sponsor as well as those reported by the pension funds, which it said made the figures more representative.According to TPRA, 93 pension funds had managed to reduce costs by 11% on average, while 99 schemes saw their costs increase by 17% on average.Of the five largest Dutch pension funds, only the €389bn civil service scheme ABP and the €186bn healthcare scheme PFZW – with administration costs of €79.42 and €67.57 per participants respectively – were among the 10 pension funds with the lowest costs.With €133.28, €101.31 and €100.92 per participant respectively, the large metal schemes PME (€45bn in assets) and PMT (€67bn) as well as building sector scheme BpfBOUW (€54bn) incurred costs that were too high for their scale, in the opinion of TPRA.The pension research bureau reported that the causes of rising costs included a drop in the number of participants as well as the introduction of new pension arrangements. However, it also reported that significant savings could be achieved through switching to a new pensions provider.With €1,941.35 per participant, the pension fund of polymer and fibre producer Invista had the highest costs of pensions provision.In contrast, costs at the industry-wide scheme Personeelsdiensten were €42.63 per participant.The group’s survey covering 2015 showed that costs had risen by 5.5% in the wake of the introduction of the new financial assessment framework (nFTK) and the adjustment of the tax-facilitated pensions accrual.
The No. 1 Women of Troy made the trip down south to Irvine for their final duals against Concordia and Irvine Valley College before the Pac-12 Invitational. Both duals went well for the Women of Troy as they defeated both teams 5-0. The Women of Troy improved their overall record to 21-0 while IVC fell to 7-5.With these dual wins, the Women of Troy matched last year’s longest winning streak of 21 wins. Head coach Anna Collier was very pleased with the outcome of the matches.“We played really well,” said Collier. “We wanted to continue to work on and concentrated on these aspects. I am pleased that the team used these games to work on these aspects and get better.”In the first match of the day, USC played Irvine Valley College for the first time and they won another 5-0 sweep. All five pairing for the Women of Troy won in straight sets.The Women of Troy No. 5 pairing Bria Russ and Jenna Belton defeated Taylor Askins and Carleigh Peterson 21-18 and 21-10. The No. 3 pairing Norton and Ettinger won the clinching point for the Women of Troy. No. 1 pairing Claes and Hughes for the Women of Troy won 21-9 and 21-13, improving their overall record to 30-3.For the second time this season, the Women of Troy played and defeated Concordia with a score of 5-0. Sophomore No. 1 pairing of Claes and Sarah Hughes defeated the No. 1 pairing of Marissa Boyd and Rachel Flynn by a score of 21-4 and 21-9. The clinching point was achieved by Nicolette Martin and Allie Wheeler, who defeated Kaila Ames and Samantha Palmer by a score of 21-13 and 21-7 on court four.There were several milestones that were achieved by a few pairings. Claes and Hughes reached the 30th-win mark as a pairing and are only the third pairing in USC history to achieve this. Both pairings of Norton and Ettinger, and Strange and Bukovec reached the 25th-win plateau.After these two duals, the Women of Troy are set to face off against other Pac-12 teams in Santa Monica on Saturday and Sunday. The Pac-12 invitational will be played at the beach, which will offer different experiences for the Women of Troy.“I am really looking forward to the competition this weekend,” Collier said. “I am also looking forward to playing on the beach because the National Championship is on the beach and there are different skills that are used on the beach.”The Women of Troy have a few days of practice before they have to go right back to playing. With 21 straight wins the team has had great momentum during the season and hopes to keep it going during the Pac-12 invitational.“With such lofty goals, the Women of Troy are headed in the right direction and are now headed into postseason play with their number-one overall ranking,” Collier said. “We have to get back to practice and challenge them once again. We need to create a new notch in the belt and just constantly keep moving.”