The researchers carried out a survey of loot boxes purchasers that found these players are typically young males, with males aged 18-24 the most common group to use the feature. Those with lower levels of educational attainment, ethnic minorities and unemployed people were also over-represented among loot box purchasers. GambleAware chief executive Zoë Osmond said the report revealed important findings ahead of the British government’s review of the Gambling Act and its concurrent review of loot boxes. While the researchers from the University of Plymouth and the University of Wolverhampton did not carry out a survey into relationships between loot boxes and harm themselves, they conducted a secondary analysis of various previous reports into loot boxes. “This research is part of GambleAware’s continued commitment to protect children, adolescents and young people from gambling harms,” she said. “The research has revealed that a high number of children who play video games also purchase loot boxes and we are increasingly concerned that gambling is now part of everyday life for children and young people. Social responsibility 6th April 2021 | By Daniel O’Boyle Finally, the report said that new provisions for oversight and enforcement would be necessary, as current regulatory bodies in gambling are ill-equipped to regulate loot boxes. In addition, the mean Problem Gambling Severity Index (PGSI) score for those who spend more than $400 in a month was above 10. The research also suggested there was no correlation between spend levels and disposable income. It said that while specifics of policy may be up for debate, any new loot box laws or regulations should have precise definitions, in order to encompass “all game related transactions with chance based outcomes”. GambleAware report suggests link between loot boxes and problem gambling Email Address AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Subscribe to the iGaming newsletter Regions: UK & Ireland “Pricing items in ‘gold coins’ (with confusing and inconsistent exchange rates) is not acceptable practice in ‘bricks and mortar’ shops, and it shouldn’t be allowed in virtual shops, either,” it said. This included six surveys of a combined 7,771 loot box purchasers, which found that around 5% of those surveyed generated around half of overall loot box revenue by spending more than £70 per month each. A new report commissioned by GambleAware has found that those who spend more than £70 (€82.00/$97.00) per month on loot boxes tend to be more likely to show higher signs of risk of problem gambling. “Our work has established that engagement with loot boxes is associated with problem gambling behaviours, with players encouraged to purchase through psychological techniques such as ‘fear of missing out’,” Dr James Close, senior research fellow at the University of Plymouth, said. “We have also demonstrated that at-risk individuals, such as problem gamblers, gamers, and young people, make disproportionate contributions to loot box revenues. It added that new loot box policies should require various transparency features, such as odds disclosures and requirements to list prices in real money terms rather than in-game currency. Tags: GambleAware “GambleAware funded this research to highlight concerns around loot boxes and problem gambling, ahead of the upcoming Gambling Act Review. It is now for politicians to review this research, as well as the evidence of other organisations, and decide what legislative and regulatory changes are needed to address these concerns.” In addition, the researchers argued that games should be clearly labelled as containing the feature, with appropriate age ratings. Topics: Esports Social responsibility Video gaming Problem gambling These higher-volume players were also found to show higher signs of risks of problem gambling, as around one-third of this group reported a Problem Gambling Severity Index (PGSI) score of eight or above, the level at which players are classed as problem gamblers. Finally, the report offered a series of recommendations to improve loot box policy. Reviews of these and other studies also led the researchers to determine that the size of the UK’s loot box market is around £700m.
Edward Sheldon, CFA | Friday, 31st January, 2020 Image source: Getty Images Lindsell Train Global Equity: another top-performing global equity fund with a similar style to that of Fundsmith Murray Income Trust: an income-focused trust that predominantly invests in UK equities but also has the flexibility to invest a little bit internationally Edward Sheldon owns shares in Hargreaves Lansdown, Murray Income Trust, and Scottish Mortgage Investment Trust and has positions in Fundsmith, Lindsell Train Global Equity and Franklin UK Rising Dividends. The Motley Fool UK has recommended Hargreaves Lansdown. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Scottish Mortgage Investment Trust: a global equity trust that invests in exciting growth companies (this one is higher risk) Our 6 ‘Best Buys Now’ Shares Neil Woodford investors: here’s where I’d invest my money now TB Evenlode Income: a UK-focused income fund with a great track record Just remember that it’s important to diversify your money over a few different funds, in case one underperforms. Investment trustsInvestment trusts could be another option to consider. The advantage of these is that, because they’re ‘closed ended’, you don’t need to worry about redemptions impacting the fund manager’s performance. In addition, they can also be cheaper than open-ended funds.Some investment trusts I like include: Simply click below to discover how you can take advantage of this. 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These enable you to track an index such as the FTSE 100 or the S&P 500, or invest in a particular style of stock, at a low cost.However, I would caution against opting for a vanilla FTSE 100 index fund as I believe the Footsie has a number of major flaws as an index (too much exposure to low-growth industries, not enough tech exposure, etc).Instead, I’d go for something like the iShares Edge MSCI World Quality Factor UCITS ETF, which invests in high-quality companies listed around the world.Individual sharesFinally, another option is to cut out the middleman completely and build a solid stock portfolio yourself. These days, it’s very easy to do your own research and put together a portfolio of high-quality companies as there’s a wealth of investing information available online for free. Over the long run, this approach could save you quite a bit in fees.If you’re looking for information on stocks to buy, the free resources here at The Motley Fool could be a good place to start. 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Share on Facebook Tweet on Twitter 1. Use the 40% CouponThis coupon is good on one single item per day and the same coupon can be used the other five days of that week, too. The 40% coupon is good for one week. Print it out from the website or download the Hobby Lobby app and show the coupon from your smartphone.2. Look for Weekly Sales AdsEvery week there are new sales throughout the store. Fliers are located at the front of the store, in newspaper circulars, on the website, and on the app. You can find discounts anywhere from 30-50% off on things such as ribbon, soap making supplies, scrapbooking, picture frames, party supplies, custom framing, lamps, and more. Sign up for the weekly email to learn about upcoming sale items.3. Shop for Furniture and Home DécorHobby Lobby has items from rustic side tables and chairs to metal pipe shelving, and enormous wall clocks and quotes. Not into that look? Not to worry… they also have Lucite end tables, furry fabric covered chairs and ottomans, and funky lamps. These would be perfect for a dorm room statement piece or that first apartment. Don’t forget to check the 90% off clearance wall in the back of the store.4. Find Something Out of stock? A manager should be able to order it for you and have it shipped to the store.5. Order fabric or trim online. You can use the 40% off coupon for the first 10 yards of a single cut of fabric. However, if you order more than 10 yards, the remainder will be full price. Note: this applies to trims, ribbon, and all material sold by the yard.6. Remember that Hobby Lobby is closed Sundays. Plan your shopping days ahead of time to avoid disappointment for that last minute project.In Apopka, Hobby Lobby is located at 2400 East Semoran Boulevard in the Piedmont Plaza Shopping Center. Please enter your comment! Save my name, email, and website in this browser for the next time I comment. You have entered an incorrect email address! Please enter your email address here TAGSDonna’s DealsHobby Lobby Previous articleThe prayer God loves to grantNext articleTraffic Alert: Road closure tomorrow Denise Connell RELATED ARTICLESMORE FROM AUTHOR Support conservation and fish with NEW Florida specialty license plate Please enter your name here The Anatomy of Fear As you keep your kids busy this summer, it might involve some craft projects or painting which requires a trip to your local craft store. You can find incredible deals and sales and with a little knowledge you’ll be racking up the savings while occupying your kids this summer. We found these six great tips over at Southern Living on how to get the most out of your shopping trips to Hobby Lobby. Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 LEAVE A REPLY Cancel reply
Free will online 21 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Advertisement Personal finance Web site moneyextra.com is allowing visitors to draw up a Will online free of charge. Although there are of course important legal issues involved, including the need to seek professional advice, it is interesting that no UK charity appears yet to have offered such a service. Even if it were a simple interactive questionnaire encouraging supporters to list and value their assets, such an online calculator could form a useful tool in persuading supporters to write a Will and leave a charitable bequest.Visit Moneyextra. Howard Lake | 17 October 2000 | News
Free charity legislation handbook from independent accountants and lawyers 23 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Finance Law / policy AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 1 November 2010 | News The UK200Group of independent accountancy and lawyer firms has launched a free guide designed to help charities make sense of the increasingly complex legislation governing them.‘England and Wales Charities: A Practical Handbook’ provides an introduction to the UK200Charities Group of charity sector experts and compiles reports produced by members, covering a wide range of topics. These include obligations under the Charities Act 2006, charity accounting and financial reporting, governance, tax, risk management, cross-border charities and fund-raising.The handbook is not intended as a definitive guide to all issues arising from charity laws, but its publishers say that it is designed “to offer charities a starting point” and direct them to the relevant specialist who can provide the advice they need.Established in 1986, UK200Group is a mutual professional association in the UK with over 110 UK quality assured independent chartered accountancy firms and lawyer firms, as well as 50 international associate member firms around the globe.www.uk200group.co.uk
AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis 21 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 29 October 2013 | News We’re very confident we will double the size of the amount made by charities within the next year. This will be helped no end by our decision to scrap up-front fees, which are an unnecessary drain on the finances of a charity. 2. Which kind of charity has received the largest donations from the Weather Lottery?We work with a very diverse range of charities, both at a national and local level. These can be roughly split into the following groups: 250 in sport; 250 in health; 100 in education; and 250 in ‘other’ sectors.Of those, the area which has benefitted most in recent times is probably health. In particular Age Concern and the Cystic Fibrosis Trust have been very active in promoting The Weather Lottery to their supporters, and have become regular beneficiaries as a result.But the great thing about The Weather Lottery is the fact that any charity or society, big or small, can earn consistent amounts of money from it. 3. Can charities do anything to maximise their income from the scheme? If so, what?To put it in simple terms, charities get out of The Weather Lottery what they put in to it. They can earn up to 55% of every contribution made by getting more of their supporters to play every week. That means that up to 55p in every pound goes directly to the charity, which is better than any other lottery out there. Most of our competitors hand over between 20-28% to charities, for example.Moreover, the Weather Lottery gives players the opportunity to contribute specifically to the charity they care about. With 15% going to players too, everyone’s a winner – which goes a long way to explaining why there is a very small churn rate with The Weather Lottery. 4. Do you rely on charities to promote the system to their supporters or do you market it too?As the lottery operator, our licence doesn’t allow us to promote charities – but we’re very keen to help them promote themselves. As such we offer marketing support with information packs, leaflets, and banners for websites. We also allow them to track how successful their efforts have been.It is so much more effective than spending lots of money on acquiring new supporters via advertising in newspapers or on television.They are marketing to people who are already engaged with their cause and therefore the cost per acquisition is minimal. Furthermore, people tend to play for a long time, ensuring a consistent and long-term income. 5. How can charities promote their involvement in the Weather Lottery effectively?The best and easiest thing they can do is convince people to play. If they put a bit of effort in at the start it becomes a weekly source of income that requires very little administration.The key for charities, I believe, is to give people a convincing reason to get involved. The more they can tie the money they raise from The Weather Lottery into the work of the charity, be it a project, new products or services, or the salary of an employee within the organisation, the easier it is to see the money in action.A football club we work with, for example, has been very successful in showing supporters exactly where their money is being spent and how they can help. This has encouraged many more to get involved – with the added incentive that they can make up to £25,000 themselves by playing for just £1 a week. 6. What proportion of winners donate their winnings or some of them to their charity?We’re always amazed by people’s generosity. We send out thousands of cheques to winners every month and invariably have a number returned by players with the request to give it back to the charity they’re associated with. It shows you the type of people who play The Weather Lottery and why they play it.Many are delighted to take home a big prize – and why not – but others realise that the good cause they associate with is the real winner. It goes without saying that these good Samaritans are exactly the kind of people that every charity and society needs. 7. Has the recent doubling in the price of National Lottery tickets had any impact for you yet?It hasn’t had a noticeable effect just yet, if I’m honest, as our customers don’t go into supermarkets and newsagents to play The Weather Lottery. But my hunch is that the negative publicity around the price hike will make people question where their money is being spent.I think The Weather Lottery is a far more attractive proposition – and not just because it is half the price of the National Lottery. Our customers know that it is their specific cause that is benefitting and that it receives the lion’s share of the proceeds. Following The Weather Lottery plc’s announcement that it had raised over £5 million for charities, UK Fundraising spoke to the company’s Chief Operating Officer Kevin Dale to find out more. 1. The Weather Lottery PLC has now raised over £5 million for charities since 1998. Is the annual total increasing?We’ve recently taken over the running of The Weather Lottery and are in the process of restructuring its account management and marketing operations. We have hundreds of charities to whom we send cheques every week, but there is much more we feel we can do to help them.We need to reinvigorate the existing good causes that use our services and encourage others to see it is a great source of regular income. The long term nature of subscriptions on their lottery allow them to plan ahead. As such, it is far less of a drain on resources than organising one-off events and far more predicable than relying on legacies. Advertisement Interview with Kevin Dale, Weather Lottery PLC’s COO About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
MalaysiaAsia – Pacific Protecting journalistsOnline freedomsMedia independence Judicial harassmentFreedom of expressionInternet Malaysia is ranked 144th out of 180 countries in RSF’s 2017 World Press Freedom Index. News In a new bill, Prime Minister Najib Razak (right) is exploiting a vaguely defined “fake news” threat, claiming that it endangers political stability (photo: Mohd Rasfan / AFP). The bill has been finalized by a special committee – consisting of representatives of the government, police, National Security Council and Malaysian Communications and Multimedia Commission (MCMC) – which Prime Minister Najib Razak appointed on 30 January after he and his government declared war on “fake news.”But Malaysian legislation, in particular, article 8A of the 1984 Printing Presses and Publications Act and article 233 (1) of the 1998 Communications and Multimedia Act, already penalizes the dissemination of false news and information.“It is not the government’s job to determine the truth of the reporting that is the product of journalistic work,” said Daniel Bastard, the head of RSF’s Asia-Pacific desk.“Parliament must roundly reject this bill because it contributes nothing new to the fight against the dissemination of deliberately false information and would pose an additional threat to media freedom, which is already drastically suppressed by existing laws. The concept of ‘fake news’ used in this bill is much too vague to be subject to such heavy penalties.”Inter alia, “fake news” is defined as “disinformation which could threaten religious and racial harmony.”Although the Malaysian bar has voiced reservations about the bill, the authorities think the current penalties are not enough. MCMC chief operating officer Mazlan Ismail has called for a tenfold increase in the penalties. In this case, what the bill defines as “fake news” would be punishable for a fine of 500,000 ringgits (128,000 US dollars) and ten years in prison.The government already began to transform itself into a “Ministry of Truth” when it created a “news checking” online platform called Sebenarnya.my (“In Truth” in Malay) in March 2017. The authorities use the platform to denounce and “correct” what they consider to be fake news.RSF shares the concerns of Malaysia’s human rights defenders about the bill, which could lead to more arrests of journalists and government critics just months before elections scheduled for this summer. to go further MalaysiaAsia – Pacific Protecting journalistsOnline freedomsMedia independence Judicial harassmentFreedom of expressionInternet News February 22, 2021 Find out more January 29, 2021 Find out more March 5, 2018 – Updated on August 23, 2019 Malaysia would use “fake news” law to crush media freedom March 17, 2021 Find out more Reporters Without Borders (RSF) urges Malaysia’s authorities to abandon the proposed law against fake news that parliament is due to begin examining today, because it has all the hallmarks of a new government weapon for suppressing media freedom. RSF_en News New Malaysian ordinance threatens very concept of truth News Organisation Malaysian cartoonist Zunar facing possible sedition charge again Follow the news on Malaysia Record fine for Malaysian news site over readers’ comments Help by sharing this information Receive email alerts
Email TAGSbusinesshospitalityLimerick City and CountyNews Exercise With Oxygen Training at Ultimate Health Clinic TechPost | Episode 9 | Pay with Google, WAZE – the new Google Maps? and Speak don’t Type! Facebook Previous articleLimerick Hurling Team of the Decade: Left Corner ForwardNext articleNew University of Limerick Foundation CEO and UL Vice President Development appointed Bernie Englishhttp://www.limerickpost.ieBernie English has been working as a journalist in national and local media for more than thirty years. She worked as a staff journalist with the Irish Press and Evening Press before moving to Clare. She has worked as a freelance for all of the national newspaper titles and a staff journalist in Limerick, helping to launch the Limerick edition of The Evening Echo. Bernie was involved in the launch of The Clare People where she was responsible for business and industry news. WhatsApp Housing 37 Compulsory Purchase Orders issued as council takes action on derelict sites Ann & Steve Talk Stuff | Episode 29 | Levelling Up Linkedin Twitter RELATED ARTICLESMORE FROM AUTHOR Print Irish Hotels Federation Shannon branch chairman Dermot Kelly.THE GOVERNMENT has to cut the costs that are restricting business, according to Limerick hoteliers and guesthouse owners, who have reported mixed fortunes for 2019, according to the latest industry barometer from the Irish Hotels Federation (IHF).The report states that business sentiment amongst hotel and guesthouse owners across the country is continuing to fall with just over a third (35 per cent) reporting a positive outlook for 2020, as the uncertainty over Brexit and the high cost of doing business take their toll and overseas visitor growth continues to slow down.Sign up for the weekly Limerick Post newsletter Sign Up The latest figures from the Central Statistics Office reveal a 1.5 per cent increase in overseas visitors to the end of November, compared to a 5.5 per cent increase for the eleven months to end of November 2018.While almost half of hoteliers (48 per cent) reported an increase in business for the year, just slightly fewer (44 per cent) reported a fall.However, the UK market continues to decline. Seven in ten hoteliers saw a drop in business from Great Britain this year, while over half reported a fall in business levels from Northern Ireland.IHF Shannon branch chairman Dermot Kelly said the Government must put more supports in place to assist tourism businesses.“We continue to face high costs in doing business, which have been compounded by the Government’s decision to increase the tourism VAT in last year’s Budget. The threat to businesses posed by escalating insurances costs is well documented. Our members are also reporting significant pressure from rising local authority rates.“The Government has to do more to tackle the costs that are stifling businesses. Tourism is a highly competitive business and these costs are making us less attractive as a destination. Decisive action is needed now to mitigate the impact this will have on tourism, especially the regions,” Mr Kelly declared.“Irish tourism has been one of the great success stories of the economy in recent years, supporting 270,000 jobs and promoting balanced regional growth across the country. With 70 per cent of these jobs outside Dublin, it is a major contributor to rural economies, and regional tourism is most likely to be hardest hit by Brexit and falls in visitor numbers.Here in Limerick the tourism and hospitality sector supports 11,500 jobs and contributes some €327 million to the local economy every year,” he said. Limerick businesses urged to accept Irish Business Design Challenge Limerick on Covid watch list Advertisement BusinessNewsLimerick hospitality sector wants cuts to business costsBy Bernie English – January 4, 2020 392
Twitter House Speaker Nancy Pelosi of Calif. speaks at a news conference on Capitol Hill in Washington, Thursday, Jan. 28, 2021. Previous articleClinton Tyrone SaundersNext article‘Ma Rainey,’ ‘Minari’ and Boseman lead SAG nominations Digital AIM Web Support Facebook Local NewsUS News By Digital AIM Web Support – February 4, 2021 WhatsApp Pinterest WhatsApp Facebook Pinterest Greene regrets ‘words of the past,’ without specific apology Twitter TAGS
Chalabala/iStock(CHICAGO) — Police in Illinois are responding to calls of an ongoing active shooter situation in Aurora.The city of Aurora is located about 40 miles east of Chicago.“We have an ongoing active shooter incident at 641 Archer Av. This is an ongoing active scene. We will provide more information once confirmed,” the Aurora police department tweeted Friday afternoon. We have an ongoing active shooter incident at 641 Archer Av. This is an ongoing active scene. We will provide more information once confirmed.— Aurora (IL) Police (@AuroraPoliceIL) February 15, 2019The active shooter was first publicly confirmed by the city on their Twitter account.The Chicago field office of the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) announced in a tweet that it was responding to the active shooter reports.FBI agents out of the Chicago field office are also responding to the scene and assisting law enforcement, a spokesperson for FBI-Chicago told ABC News.This is a breaking news story. Please check back for updates. Copyright © 2019, ABC Radio. All rights reserved.